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	<title>Call for a Free Consultation (205) 201-1789</title>
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	<description>We charge $690 attorney fees in Chapter 7 filings</description>
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		<title>Bankruptcy Filings Down From 2010</title>
		<link>http://www.bankruptcylawfirmalabama.com/2012/02/bankruptcy-filings-down-from-2010/</link>
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		<pubDate>Wed, 08 Feb 2012 18:20:04 +0000</pubDate>
		<dc:creator>Steven A. Harris, Attorney at Law</dc:creator>
				<category><![CDATA[Statistics]]></category>

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		<description><![CDATA[Bankruptcy Filings Down from 2010 Bankruptcy filings dropped 12% from 2010 to 2011, the first time it has not increased since 2005, with some attributing this decrease to cautious consumers and declining credit card debt, while others attribute it to the fact that the people that could file already have, and there are just less [...]]]></description>
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		<title>Re-affirmation Agreements</title>
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		<pubDate>Fri, 03 Feb 2012 19:33:19 +0000</pubDate>
		<dc:creator>Steven A. Harris, Attorney at Law</dc:creator>
				<category><![CDATA[Reaffirmation Agreements]]></category>

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		<description><![CDATA[&#160; Re-Affirmation Agreements When filing a Chapter 7 bankruptcy with secured debt that one wishes to keep the property on and continue making payments, many creditors will want you to sign a re-affirmation agreement.  For example, if you have a car loan and you are current on your payments and want to keep the car [...]]]></description>
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		<title>Discharging Old Tax Debts in Chapter 7 Bankruptcy</title>
		<link>http://www.bankruptcylawfirmalabama.com/2011/12/discharging-old-tax-debts-in-chapter-7-bankruptcy/</link>
		<comments>http://www.bankruptcylawfirmalabama.com/2011/12/discharging-old-tax-debts-in-chapter-7-bankruptcy/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 03:02:32 +0000</pubDate>
		<dc:creator>Steven A. Harris, Attorney at Law</dc:creator>
				<category><![CDATA[Tax Debts]]></category>

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		<description><![CDATA[What are the rules for discharging old tax debts in Chapter 7 bankruptcy? There are generally five rules associated with discharging old tax debts in Chapter 7 bankruptcy.   These are as follows: The due date for filing a tax return is at least three years old, including any extensions. The tax return was actually filed [...]]]></description>
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